Cruise Sweepstakes:How You And All Of Your Loved Ones Can Evade Cruise Traveling Ripoffs

When you surf over to a cruise win or cruise giveaways agency's Web site, or dial up their 800 number, you may be dealing with one of the top cruise-only wholesalers in the country, a local franchisee of a large full-service travel company, or a very skilled cruise expert at a small traveling agency. Or, it may be a novice operating off of his or her kitchen table.

So, how can you see the difference and find a good, reputable travel agent or agency -- and avoid a bad booking experience?

Unfortunately, agents tell us that the travel company is not well-regulated, and just about any individual can just print up corporation cards, hang out a shingle and start advertising travel. The most of states do not require any type of registration, certification, licensing or consumer protection measures for travel agencies, although this is beginning to change. Bottom line: It is important to know who you are doing business with.

Your best bet is to discuss to associates, co-workers, family and associates and ask them if they have an idea of of a good, reputable, local agent who specializes in cruise sweepstakes. But here are a few more tips for avoiding cruise travel scams -- and spotting a less-than-reliable agency and guarding your expenditure before it's too late.

Payment with a credit card. For your correct protection against either a scam seller of travel or possible supplier bankruptcy, always pay for your cruise fare -- both the initial deposit and the final payment -- with a main credit card such as Visa, Mastercard or Amex. Under the Fair Credit Billing Act, you are entitled to safety (via a chargeback of disputed fees to your account) if a dealer fails.

Essential note: This protection may not apply to those using debit or check cards; it's important to verify rules with your issuing bank just before you charge.

Be sure your money is in the appropriate hands. After you've made a payment, evaluate your credit card or bank statement and make sure that any applicable charges originate directly with the cruise line, not with the travel agency. That way, you'll understand that the cruise line has surely acquired your money. If you need to make payment by check or money order, it should be made out payable to the cruise line -- not to the agency or to an individual.

Get proper confirmation of your booking. Ask on getting the true cruise company verification numbers, not just a confirmation number from your organization. Not only will you then know that your information and money is in the right hands, but you'll also be able to preserver shore excursions, restaurant reservations and spa appointments (where available) on the cruise line's Web site.

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